SECOND CHANCE LOANS

Everyone deserves a second chance. 
We offer debt settlement loans to help families get out of financial instability quicker. 
Apply below or contact us to discuss your situation.

OUR LOAN PROCESS IS SIMPLE YOU ONLY PAY BACK WHAT YOU BORROW

Start the process by filling out a pre-loan application. In some instances you will need a guarantor, like a friend, family member or co-worker, just in case you can't repay. 
When we receive your application we will reach out to you to discuss next steps and set up a virtual interview.

What is a Guarantor?
A Guarantor gives UJRN the assurance of re-payment. 
A guarantor is a person who agrees to pay back the loan if you are unable to.
* A guarantor is at least 25 years old, a resident of the US, has a steady income and has a credit score of 620+.
* A guarantor cannot be a current borrower or guarantor on an active UJRN loan
* A guarantor will need to provide a current state issued ID, proof of current income and credit will be run
* If married, the spouse of the guarantor will need to sign all legal loan documents and provide a current state issued ID and proof of income

It's easy to get started

STEP 1

Click the Apply Now button above and fill out the pre-qualification form.

STEP 2

A UJRN counselor will contact you within 48 hrs to discuss your form.

STEP 2

If approved all terms will be discussed or we will discuss your options.